1. Our Pledge to Your Privacy
At TashCredit, safeguarding your personal data is a crucial part of our service.
This Privacy Policy clarifies how we gather, handle, store, and safeguard your information when you utilize our mobile application ("the App"), along with the options you have regarding your data.
By downloading, accessing, or using the App, you consent to the data - handling procedures described in this Policy. If you disagree, please discontinue using the App.
2. Terms Explanation
Unless specifically stated otherwise, any capitalized terms in this Privacy Policy will carry the meanings as defined in our Terms of Use.
3. Information We Gather
To offer secure and customized financial services, TashCredit might gather the following kinds of information.
All data is transferred through encrypted channels and stored on secure servers at:
🔐 https://server.tashcredit.co
a. Identity and Financial Information
This may contain your name, gender, mobile number, PAN, income details, and residential address.
We utilize this information to confirm your identity, evaluate eligibility for credit - related services, and fulfill regulatory requirements.
b. Device and Technical Information
We are able to collect data like device model, operating system version, unique device identifiers, user profile information, network status, Wi - Fi connection, and mobile network activity.
This data assists us in recognizing abnormal behavior, preventing unauthorized access, and safeguarding platform security.
c. General Location Information
We may gather approximate location data to figure out if TashCredit services are available in your area and abide by relevant local regulations.
d. Installed Applications and Application Usage
We collect data on third - party applications installed on your device, such as details of their update history and current version.
This information assists in behavioral analytics and enhances the accuracy and reliability of our credit assessment processes.
4. Data Processing Purpose
TashCredit utilizes your information solely for legitimate, essential, and clearly - defined purposes, such as:
- Confirming user identity and minimizing fraud risks
- Establishing, operating, and managing user accounts
- Providing important service announcements, updates, and notifications
- Assessing credit eligibility and financial risk
- Complying with legal and regulatory requirements (such as KYC and AML)
- Answering customer inquiries and support requests
- Enhancing system performance, functionality, and user experience
We never misuse or sell your personal information.
5. Data Retention Practices
We retain personal data only for the necessary period to offer our services or fulfill legal, regulatory, or compliance requirements.
If you ask for the deletion of your personal data or account, we'll handle your request, unless retention is necessary for valid reasons, audits, or dispute resolution.
Anonymized data that can't identify you might be kept for internal analysis and service enhancement.
6. How We Ensure the Security of Your Information
TashCredit adopts comprehensive security measures, such as technical safeguards, internal regulations, and physical protections, to minimize the risk of data loss, misuse, or unauthorized access.
Our systems are constantly monitored and updated to handle new threats.
Although no digital platform can guarantee absolute security, we adhere to widely - recognized industry standards to protect your data.
7. Revisions to This Privacy Policy
We might update this Privacy Policy occasionally to mirror changes in our technology, services, or relevant regulations. Should significant changes be made, we'll inform you through the App or by email. Your continued usage of TashCredit after such updates implies acceptance of the revised Privacy Policy.
8. Get Support
If you have any concerns, problems, or queries regarding this Privacy Policy or your personal data, please reach out to us at:
📧 Email: support@tashcredit.co
By consistently using TashCredit, you acknowledge that you have read, understood, and agreed to this Privacy Policy.